The average cost of car insurance in Louisville, KY is $48 per month for minimum coverage and $213 per month for full coverage. Full coverage in the state is about 4% cheaper than the national average, while minimum coverage is 28% lower. Louisville, KY has the highest car insurance rates in the state, with full coverage averaging $2,879 per year and minimum coverage around $691 per year. Again, drivers in Louisville, KY with a DUI conviction pay 67% more for full coverage compared to those with a good driving record.
Average Car Insurance Costs in Kansas by Age
The following are car insurance quotes in
- Age 16: Full coverage: $5,491 Minimum coverage: $1,448
- Age 18: Full coverage: $7,814 Minimum coverage: $1,961
- Age 20: Full coverage: $5,691 Minimum coverage: $1,293
- Age 25: Full coverage: $3,299 Minimum coverage: $706
- Age 30: Full coverage: $2,827 Minimum coverage: $597
READ MORE: Car Insurance Quotes Virginia
How To Save On Car Insurance Quotes In Louisville, KY
Even though car insurance rates in Louisville, KY are lower than average, you can still find ways to save. Here are some simple tips to lower your premium:
- Look for discounts: Most insurers provide savings like bundling policies, using paperless billing, having a safe vehicle, or paying your premium in full. Ask for new discounts when renewing your policy.
- Drive safely: Insurance companies reward safe drivers with lower rates. You may also qualify for a safe driver discount.
- Improve your credit score: In Louisville, KY, drivers with poor credit usually pay much higher rates. Working on your credit score over time can help lower your insurance costs.
Car Insurance Companies In Louisville, KY
The following is a list of car insurance companies in Louisville, KY:
- Auto-Owners
- USAA
- Allstate
- Farmers
- Shelter
Acquiring car insurance quotes in Louisville, KY, is a good step in obtaining the best coverage at an affordable price. By reviewing quotes from multiple insurers, considering discounts, and maintaining a good driving record, you can secure affordable rates. If you think this article has been helpful, share your thoughts and suggestions in the comment section. Click here for more information.
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